Legal

Terms of Service

Last updated: October 2026

These Terms of Service ("Terms") govern your use of Thi Pay Stubs (the "Service"). By using the Service, you agree to these Terms. If you don't agree, please don't use the Service.

1. What the Service is

Thi Pay Stubs lets you generate pay stubs, IRS tax forms, and related documents by entering your own information into a form, previewing the result, and paying to download a finished PDF. The Service does not run payroll, file anything with a tax authority on your behalf, or provide accounting, legal, or tax advice.

2. Not tax or legal advice

Documents generated by Thi Pay Stubs are for estimation and record-keeping purposes. Tax calculations are based on published federal, state, and provincial rates, but Thi Pay Stubs is not a substitute for a licensed accountant, payroll provider, or tax professional. You are responsible for verifying that any document you generate is accurate and appropriate for your use.

3. Acceptable use and your responsibility

The Service is intended for employers and self-employed individuals to document wages and deductions that were actually paid or earned. You are solely responsible for the accuracy of the information you enter and for how you use any document you generate.

You agree that you will not use the Service to:

  • create a pay stub or tax form for wages, income, or employment that did not actually occur;
  • create a document in the name of an employer or business you do not own or are not authorized to act for;
  • misrepresent income, employment, or identity to any third party, including landlords, lenders, financial institutions, employers, or government agencies; or
  • commit or assist with fraud or any other unlawful purpose.

Creating or using a falsified pay stub or tax document may be a crime. If we reasonably believe the Service is being misused, we may refuse or cancel an order, disable access to generated documents without a refund, and cooperate with law enforcement. You agree to indemnify Thi Pay Stubs against any claim, loss, or expense arising from information you entered or from your use of a generated document.

Before every order, you must confirm that you are the employer (or authorized to act for it) and that the information is true; we keep a record of that confirmation with the order. If you believe a document was created in breach of these Terms, please report it to us.

4. No account required

The Service does not require you to create an account. After a paid order, you receive an Order ID that lets you look up and re-download that document from the "My Orders" page. You are responsible for keeping your Order ID — we cannot recover it for you if it's lost, beyond what's included in a confirmation email if one was sent.

5. Payment

Prices are shown before checkout and charged in full at the time of purchase through our payment processor (currently PayPal, which also accepts credit and debit cards). Individual documents are one-time purchases; Business plans are recurring subscriptions billed until you cancel them. See our Pricing page for bulk discounts, and our Refund & Cancellation Policy for when refunds apply and how to cancel a Business plan.

6. Intellectual property

The Thi Pay Stubs name, templates, and software are owned by us. The information you enter and the documents you generate from it belong to you.

7. Service availability

We aim to keep the Service available and accurate, but we don't guarantee uninterrupted access, and tax rates or brackets may be updated as they change each year.

8. Limitation of liability

To the fullest extent permitted by law, Thi Pay Stubs is provided "as is" without warranties of any kind. We are not liable for any indirect, incidental, or consequential damages arising from your use of documents generated by the Service, including damages arising from inaccurate information you entered or from reliance on a document for a purpose it wasn't intended for.

9. Changes to these Terms

We may update these Terms from time to time. Continued use of the Service after a change means you accept the updated Terms.

10. Contact

Questions about these Terms? Contact us.