Free · Sample / Informational Use Only

Free 1099-R form generator

Fill in payer and recipient details on the left — your 1099-R preview updates live on the right. Download it free as a PDF. This tool produces a sample document for your records; it is not filed with the IRS.

Tax Year

Payer

Recipient

Distribution (Boxes 1–3)

Withholding & Contributions (Boxes 4–7)

Other (Boxes 8–13)

State & Local (Boxes 14–19)

LIVE PREVIEW

Form 1099-R Distributions From Pensions, Annuities, Retirement or Profit-Sharing Plans, IRAs, Insurance Contracts, etc.

2026

For informational / sample purposes only — not an official IRS document.

PAYER'S name, address, city, state, ZIP, phone

Payer Name

, CA

RECIPIENT'S name, address, city, state, ZIP

Recipient Name

, CA

PAYER'S TIN

—

RECIPIENT'S TIN

—

Account number (see instructions)

—

1  Gross distribution

$0.00

2a  Taxable amount

$0.00

2b  Taxable amount not determined

☐

2b  Total distribution

☐

3  Capital gain (included in box 2a)

$0.00

4  Federal income tax withheld

$0.00

5  Employee contributions / Designated Roth contributions or insurance premiums

$0.00

6  Net unrealized appreciation in employer's securities

$0.00

7  Distribution code(s)

—

7  IRA/SEP/SIMPLE

☐

8  Other

$0.00

8  Other (%)

—

9a  Your percentage of total distribution

—

9b  Total employee contributions

$0.00

10  Amount allocable to IRR within 5 years

$0.00

11  1st year of desig. Roth contrib.

—

12  FATCA filing requirement

☐

13  Date of payment

—

14  State tax withheld

$0.00

15  State/Payer's state no.

CA  —

16  State distribution

$0.00

17  Local tax withheld

$0.00

18  Name of locality

—

19  Local distribution

$0.00

Form 1099-R 2026

Copy B — For Recipient

Create a 1099-R form online

Form 1099-R reports distributions from pensions, annuities, retirement and profit-sharing plans, IRAs and insurance contracts. Enter the gross distribution, taxable amount, federal and state withholding and the distribution code, and our free 1099-R form generator lays it out box by box.

This form is free: preview it and download the PDF at no cost. Tax forms from Thi Pay Stubs are sample documents for your records and planning. File official forms with the IRS using the official versions or an authorized e-file provider.

Frequently asked questions

What is Form 1099-R used for?

Plan administrators, insurers and IRA custodians use Form 1099-R to report distributions of $10 or more from pensions, annuities, retirement plans, IRAs and insurance contracts.

What does the distribution code in box 7 mean?

The code tells the IRS what kind of distribution it was. For example, code 7 is a normal distribution, code 1 is an early distribution with no known exception, and code G is a direct rollover. See the IRS instructions for Form 1099-R for the full list.

Is the 1099-R generator free?

Yes. You can fill in, preview and download the 1099-R PDF for free, with no account needed.