Free · Sample / Informational Use Only

Free Form 1098 generator

Fill in lender and borrower details on the left — your 1098 preview updates live on the right. Download it free as a PDF. This tool produces a sample document for your records; it is not filed with the IRS.

Tax Year

Lender (Recipient)

Lender NameLender's TINPhoneAddressAddress line 2CityStateZIP

Borrower (Payer)

Full NameBorrower's TIN / SSNAccount NumberAddressAddress line 2CityStateZIP

Mortgage (Boxes 1–6)

Box 1 · Mortgage interest received from payer(s)/borrower(s)Box 2 · Outstanding mortgage principalBox 3 · Mortgage origination dateBox 4 · Refund of overpaid interestBox 5 · Mortgage insurance premiumsBox 6 · Points paid on purchase of principal residence

Property (Boxes 7–11)

Box 7 · Property address is the same as the borrower's addressBox 8 · Address or description of property securing mortgageBox 9 · Number of properties securing the mortgageBox 10 · OtherBox 11 · Mortgage acquisition date

LIVE PREVIEW

Form 1098 Mortgage Interest Statement

2026

For informational / sample purposes only — not an official IRS document.

RECIPIENT'S/LENDER'S name, address, city, state, ZIP, phone

Lender Name

, CA

PAYER'S/BORROWER'S name, address, city, state, ZIP

Borrower Name

, CA

RECIPIENT'S/LENDER'S TIN

—

PAYER'S/BORROWER'S TIN

—

Account number (see instructions)

—

1 Mortgage interest received from payer(s)/borrower(s)

$0.00

2 Outstanding mortgage principal

$0.00

3 Mortgage origination date

—

4 Refund of overpaid interest

$0.00

5 Mortgage insurance premiums

$0.00

6 Points paid on purchase of principal residence

$0.00

7 Property address is the same as the borrower's address

☐

8 Address or description of property securing mortgage

—

9 Number of properties securing the mortgage

—

10 Other

—

11 Mortgage acquisition date

—

Create a Form 1098 mortgage interest statement online

Form 1098 reports the mortgage interest a lender received from a borrower during the year, along with the outstanding principal, points, mortgage insurance premiums and the property securing the loan. Our free Form 1098 generator lays out every box and updates the preview as you type.

This form is free: preview it and download the PDF at no cost. Tax forms from Thi Pay Stubs are sample documents for your records and planning. File official forms with the IRS using the official versions or an authorized e-file provider.

Frequently asked questions

Who files Form 1098?

Lenders and others who receive $600 or more of mortgage interest from an individual in the course of a trade or business generally file Form 1098 and send a copy to the borrower.

What is Form 1098 used for?

Borrowers use the amounts on Form 1098 when they itemize deductions and claim the mortgage interest deduction on Schedule A.

Is the Form 1098 generator free?

Yes. You can fill in, preview and download the Form 1098 PDF for free, with no account needed.

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