Accurate 2026 tax calculations
Federal income tax, Social Security, Medicare, and state income tax are calculated using current IRS Publication 15-T brackets — updated for every state we support.
2026 Federal · All 50 States Supported
Check stub maker & pay stub generator, done right every pay period.
Accurate federal, state, and FICA tax calculations for every U.S. state — plus Canada. Fill in your details, preview your pay stub live, and download a ready-to-use PDF. No account or signup required.
No signup · Instant PDF · Card, Apple Pay, Google Pay or PayPal
Regular · 80 hrs @ $30.00$2,400.00
Federal withholding−$204.15
Social Security−$148.80
Medicare−$34.80
CA state tax−$77.27
Net pay$1,903.78
- Free preview before you pay
- First 2 pay stubs free
- Secure, encrypted checkout
- Clear refund policy
The basics
What is a pay stub?
A pay stub, also called a check stub or earnings statement, is the record an employer gives an employee each payday. It shows how the paycheck was worked out: gross pay for the period, every tax withheld, deductions such as retirement or insurance, the final net pay, and year-to-date totals.
Most states require employers to provide one, and it keeps your payroll records clear for both you and your employees. Thi Pay Stubs works out the federal, Social Security, Medicare and state taxes for you, so every stub is complete and consistent.
- Employer & employeeNames, addresses, last 4 of SSN
- Pay period & pay dateStart, end and payment dates
- EarningsHours, rates, overtime, bonuses
- TaxesFederal, Social Security, Medicare, state
- Deductions401(k), insurance, garnishments
- Net pay & YTDTake-home pay and year-to-date totals
The process
Four steps, in order
Nothing to install, nothing to schedule — start to PDF in one sitting.
- 01
Enter company & employee details
Fill in your company, employee, and earnings information on one simple form — no account or signup required.
- 02
Preview it live
Watch your pay stub update in real time as you type, with federal, state, and FICA taxes calculated automatically for 2026.
- 03
Pay securely
Your first 2 pay stubs are free. After that, pay by card, Apple Pay, Google Pay or PayPal through secure checkout.
- 04
Download your PDF instantly
Your watermark is removed the moment payment clears, and your pay stub PDF is ready to download or share.
Built for the details
Everything you need in a pay stub generator
7 professional pay stub templates
Choose from Classic, Modern, Bold Banner, Minimal Mono, Elegant Serif, Compact Grid, and Soft Card designs.
All 50 states supported
From no-income-tax states like Texas and Florida to states with local and county-level taxes, we handle the details.
Multiple pay periods in one order
Need a full month or quarter of history? Generate several pay stubs for the same employee in a single checkout.
No account needed
There is no login or signup. After payment, your Order ID lets you re-download your pay stub any time from "My Orders."
Secure checkout
Pay by card, Apple Pay or Google Pay through Dodo Payments, or with PayPal. Payments are processed securely, and we never see or store your card details.
Pricing
Simple, pay-as-you-go pricing
No subscription. Pay per pay stub, and the more you need in one order, the less each one costs.
1–4 pay stubs
$1.99/stub
Standard price
5–9 pay stubs
$1.59/stub
20% off
10+ pay stubs
$1.19/stub
40% off
Design
7 professional pay stub templates
Pick the look that fits your business — every template includes the same accurate tax breakdown.
Classic
Modern
Bold Banner
Minimal Mono
Elegant Serif
Compact Grid
Soft Card
Tax forms
W-2, 1099 and more tax forms
Fill in the official IRS layout online, preview it, and download a print-ready PDF.
W-2Wage and Tax StatementW-4Employee's Withholding CertificateFreeW-9Request for Taxpayer IDFree1099-NECNonemployee Compensation1099-MISCMiscellaneous InformationW-3Transmittal of W-2s941Employer's Quarterly Federal Tax Return1040U.S. Individual Income Tax Return1099-INTInterest IncomeFree1099-DIVDividends and DistributionsFree1099-RRetirement DistributionsFree940Annual FUTA Tax ReturnFree
From the blog
Payroll guides for small businesses
1099-R Distribution Codes Explained (Box 7 Codes List)What the codes in box 7 of Form 1099-R mean: early distributions, rollovers, Roth IRA codes and more. A plain-English list for retirees and plan administrators.Read article →Canadian Pay Stub Deductions Explained: CPP, CPP2, EI and Income TaxWhat comes off a Canadian paycheque: CPP and CPP2 contributions, EI premiums, and federal and provincial income tax. How each one works and what goes on a pay stub.Read article →Form 940 Explained: How FUTA Tax Works for Small EmployersWho files Form 940, how the 0.6% FUTA tax is calculated on the first $7,000 of wages, when it is due, and when to make deposits. With a worked example.Read article →
Questions
Frequently asked questions
What information do I need to create a pay stub?
You will need basic company details (name and address), employee details (name and address), the pay period and pay date, and the employee's hours or salary. Everything is entered on a single page.
Which states does Thi Pay Stubs support?
All 50 U.S. states, including states with no income tax (like Texas and Florida) and states with additional local or county taxes (like New York City, Yonkers, and Maryland counties). We also support a Canadian pay stub for Ontario, British Columbia, and Alberta.
How are the taxes calculated?
Federal income tax withholding follows the IRS Publication 15-T percentage method, and FICA (Social Security and Medicare) uses the current annual wage base and rates. State income tax and any state-specific supplemental taxes are calculated using each state's published 2026 brackets.
Can I download the same pay stub again later?
Yes. After checkout, you get an Order ID — save it and use the "My Orders" page any time to look up and re-download your pay stub PDF, no account required.
What payment methods do you accept?
All major credit and debit cards, Apple Pay and Google Pay through our secure checkout partner Dodo Payments, and PayPal. No PayPal account is needed to pay by card.
Is a Thi Pay Stubs pay stub legally valid?
Thi Pay Stubs helps employers and self-employed people document real wages they have actually paid or earned. A pay stub is only as accurate as the information entered, and it must reflect genuine payroll. It is not tax or legal advice — check with a licensed accountant for anything filed with a tax authority.
Ready to create your pay stub?
It only takes a few minutes, and you can preview it live before you pay.
Create a Pay Stub →Check stub maker and pay stub generator for small businesses
Thi Pay Stubs is a check stub maker built for small employers, bookkeepers and self-employed people. Our check stub generator works out federal income tax, Social Security, Medicare and state taxes for all 50 states, so every check stub shows accurate earnings, deductions and net pay.
Your first 2 pay stubs are free. Generate check stubs online in minutes: fill in the company, employee and pay details, watch the preview update live, and download a professional PDF. Need check stubs every pay period? Business plans give you a monthly allowance at a lower price per stub.
Frequently asked questions
Is the check stub maker free?
Your first 2 pay stubs are free per email address. After that, each pay stub has a flat price, with automatic discounts when you create 5 or more at once. You can preview every stub free before you pay.
What does the check stub generator calculate?
Federal income tax withholding (IRS Publication 15-T), Social Security, Medicare and state income tax for all 50 states, plus state-specific payroll taxes such as California SDI and local taxes where a state has them, using 2026 rates.
How long does it take to create check stubs?
Most people create a check stub in under five minutes. Taxes are calculated as you type, and the PDF downloads right after checkout.
Who can use this pay stub generator?
Employers and self-employed people documenting wages they actually paid or earned. Before every order you confirm that you are the employer (or authorized by them) and that the wages are real.
Create a pay stub · Pay stub templates · Canada pay stub · Pricing · How it works