Frequently asked questions

No. You can fill in the form, preview your pay stub and pay without creating an account. Your Order ID and email let you download it again later from My Orders.

Each pay stub is $1.99, and your first 2 pay stubs are free. Ordering 5 or more stubs at once gives 20% off each, and 10 or more gives 40% off. Business plans give you 50 stubs a month for $25 or 100 stubs a month for $40.

Yes. The full pay stub is shown as a live preview while you type, with a watermark. Check every name, date and amount there. The watermark is removed as soon as payment is confirmed.

Your first 2 pay stubs are free per email address. After that, each pay stub has a flat price, with automatic discounts when you create 5 or more at once. You can preview every stub free before you pay.

Federal income tax withholding (IRS Publication 15-T), Social Security, Medicare and state income tax for all 50 states, plus state-specific payroll taxes such as California SDI and local taxes where a state has them, using 2026 rates.

Most people create a check stub in under five minutes. Taxes are calculated as you type, and the PDF downloads right after checkout.

Employers and self-employed people documenting wages they actually paid or earned. Before every order you confirm that you are the employer (or authorized by them) and that the wages are real.

The first 2 pay stubs per email address are free, and the live preview is always free. After that you pay a flat price per stub, with 20% off for 5–9 stubs and 40% off for 10 or more in one order.

Yes. Your pay stub downloads as a PDF right after checkout, and you can download it again anytime from My Orders with your Order ID or email.

Seven designs: Classic, Modern, Bold Banner, Minimal Mono, Elegant Serif, Compact Grid and Soft Card. You can switch templates at any time before you download.

Yes. Set the number of stubs and the paycheck stub generator creates consecutive pay periods with dates and year-to-date totals that advance automatically.

You can preview every template free, and your first 2 pay stubs are free. After that, each pay stub is $1.99, with bulk discounts for 5 or more.

Yes. Every field is editable: company, employee, earnings rows, deductions, logo and accent color. The preview updates as you type.

Yes. Each template is a fillable pay stub template with calculator built in: federal, FICA and state taxes for all 50 states are calculated for you.

Yes. Each finished pay stub downloads as a printable PDF on US Letter paper, ready to print, email or save.

Gross earnings, federal and provincial income tax, CPP (and CPP2 on higher earnings), EI, any other deductions you add, net pay, and year-to-date totals, along with the employer and employee details.

Ontario, British Columbia and Alberta, using 2026 federal and provincial rates. More provinces are coming.

Yes. The live preview shows your Canadian pay stub as you fill it in, free and watermarked until you purchase.

Enter your business details and EIN, the employee's name, address and SSN, then the year's wages and withholding. Check the preview and download the W-2 as a PDF.

No. This is a sample W-2 for your records. Copy A must be filed with the Social Security Administration on the official form or through SSA Business Services Online.

Yes. When you file paper W-2s, the W-3 transmittal summarizes them. You can prepare it with our W-3 form generator.

Form W-3 totals the wages, tips and taxes withheld reported on all of your W-2s. It accompanies paper W-2 filings sent to the Social Security Administration.

No separate W-3 is sent when you e-file W-2s through SSA Business Services Online; the totals are generated during electronic filing.

Yes. Filling out and downloading a W-4 on Thi Pay Stubs is free, with no account needed.

Give your signed W-4 to your employer. Employees do not send the W-4 to the IRS.

The W-4 shows how your choices change your withholding inputs. To see the effect on your take-home pay, try our state paycheck calculators, which use the same federal withholding method.

Yes. Filling out and downloading a W-9 on Thi Pay Stubs is free, with no account needed.

Independent contractors, freelancers and vendors usually complete a W-9 when a business that will pay them asks for their taxpayer details.

No. Give it to the person or business that requested it. They use it to prepare your 1099.

Form 1099-NEC reports nonemployee compensation, such as payments to independent contractors, for the tax year. Check the IRS instructions for the reporting threshold that applies to your year.

Contractor pay goes on the 1099-NEC. The 1099-MISC covers other payments such as rents, prizes and awards, and certain other income.

Yes. Preview it free, then download your 1099-NEC form as a PDF after checkout.

Use the 1099-NEC for payments to contractors for their services, and the 1099-MISC for other payments such as rents, prizes and awards.

The preview is free. Downloading the finished 1099-MISC PDF is priced the same as a single pay stub.

Banks, credit unions and other payers use Form 1099-INT to report interest income paid to a person, generally when the interest is $10 or more for the year. It also reports early withdrawal penalties, tax-exempt interest and any federal tax withheld.

Yes. You can fill in, preview and download the 1099-INT PDF for free, with no account needed.

Copy B generally goes to the recipient by January 31. The IRS copy is generally due by February 28 if filed on paper, or March 31 if filed electronically.

Companies and funds use Form 1099-DIV to report dividends and other distributions paid to a shareholder, generally when they total $10 or more for the year.

Box 1a shows all ordinary dividends. Box 1b shows the part of that amount that meets the rules for qualified dividends, which are usually taxed at the lower long-term capital gains rates.

Yes. You can fill in, preview and download the 1099-DIV PDF for free, with no account needed.

Plan administrators, insurers and IRA custodians use Form 1099-R to report distributions of $10 or more from pensions, annuities, retirement plans, IRAs and insurance contracts.

The code tells the IRS what kind of distribution it was. For example, code 7 is a normal distribution, code 1 is an early distribution with no known exception, and code G is a direct rollover. See the IRS instructions for Form 1099-R for the full list.

Yes. You can fill in, preview and download the 1099-R PDF for free, with no account needed.

Most employers file Form 940 if they paid wages of $1,500 or more in any calendar quarter, or had at least one employee for some part of a day in 20 or more different weeks during the year. Different rules apply to household and agricultural employers.

FUTA tax is 6.0% of the first $7,000 paid to each employee in the year. Employers who pay state unemployment tax on time usually get a credit of up to 5.4%, so the net rate is typically 0.6%, or up to $42 per employee.

Form 940 is generally due by January 31 for the previous year. If you deposited all of your FUTA tax on time, you have until February 10.

By the last day of the month after each quarter ends: April 30, July 31, October 31 and January 31.

Most employers that pay wages subject to federal income tax withholding or Social Security and Medicare tax file Form 941 every quarter. Some small employers file the annual Form 944 instead if the IRS notifies them.

No. It is a sample for planning and your records. File your return through IRS Free File, an authorized e-file provider, or the official paper form.

Your W-2s and 1099s, records of other income, deductions and credits you plan to claim, and last year’s return for reference.

People who must file a U.S. tax return or are listed on one, such as nonresident aliens, resident aliens, and spouses or dependents of U.S. citizens, but who cannot get a Social Security number.

No. The IRS does not charge a fee for an ITIN, and our Form W-7 generator is free as well.

No. Use it to prepare and check your details, then complete and submit the official IRS Form W-7 with the required identity documents.

Government agencies use Form 1099-G to report payments such as unemployment compensation, state or local income tax refunds, credits or offsets, taxable grants and agriculture payments.

Copy B generally goes to the recipient by January 31. The IRS copy is generally due by February 28 on paper, or March 31 if filed electronically.

Yes. You can fill in, preview and download the 1099-G PDF for free, with no account needed.

Banks, lenders and other creditors generally file Form 1099-C when they cancel $600 or more of a debt owed by a person.

Cancelled debt is often taxable income, but exclusions can apply, for example in bankruptcy or insolvency. The debtor may need Form 982 to claim an exclusion; check with a tax professional.

Yes. You can fill in, preview and download the 1099-C PDF for free, with no account needed.

OID is a form of interest. It is the amount by which a debt instrument's stated redemption price at maturity exceeds its issue price, and it is generally included in income a little each year.

Copy B generally goes to the recipient by January 31. The IRS copy is generally due by February 28 on paper, or March 31 if filed electronically.

Yes. You can fill in, preview and download the 1099-OID PDF for free, with no account needed.

Lenders and others who receive $600 or more of mortgage interest from an individual in the course of a trade or business generally file Form 1098 and send a copy to the borrower.

Borrowers use the amounts on Form 1098 when they itemize deductions and claim the mortgage interest deduction on Schedule A.

Yes. You can fill in, preview and download the Form 1098 PDF for free, with no account needed.

Students and parents use Form 1098-T to help work out education tax benefits such as the American Opportunity Tax Credit and the Lifetime Learning Credit.

Eligible educational institutions, such as colleges and universities, generally send Form 1098-T to enrolled students by January 31.

Yes. You can fill in, preview and download the 1098-T PDF for free, with no account needed.

You can pay by credit or debit card, Apple Pay or Google Pay through our secure checkout partner Dodo Payments, or with PayPal. Business plans are billed monthly through PayPal.

Open My Orders and enter your Order ID or the email you used at checkout. Your confirmation email also has a direct link to your order.

Because documents are delivered instantly and can be previewed in full first, purchases are generally final. You get a full refund if you were charged but could not download, were charged twice, or our Service made a calculation error we cannot fix. See our Refund Policy for details.

Your details are sent over an encrypted connection and are only used to create and re-deliver your documents. Pay stubs show only the last 4 digits of a Social Security number and bank account. We never sell your data.

Employers, small business owners, bookkeepers and payroll staff who need accurate pay stubs and tax forms for wages that were actually paid. Every order requires the buyer to confirm this, and creating documents that misrepresent income is not allowed.